Peggy Martin Check is in the mail,& then put a stop pay on the 2nd Kissimmee, Florida. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. His name is Bob Brown 18 Fourth St. Rochester, NY 14609. Copyright 1997-2023 Ripoff Report. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. He will be there long after you are gone. I believe it would be of great public interest and it would certainly illustrate people like me that are not that proficient with insurance Consumers want to see how a business took care of business. How those businesses take care of those complaints is what separates good businesses from the rest. Is American Income Life legitimate? Remember, this is for the member's and the Union's protection. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I hope everyone writes that down and gets paid on them as well. Almost everyone gets it. American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. A Union with 17,000 members refuses to help members, Note : SPEEA is the Society of Professional Engineers in Aerospace - they have a public website Hiring practices, being an Agent is not an easy job, it is not a job for everyone, and only few are succesful. Ha Ha, How do you feel writing all those Family Care Plans? How would they ever guessed if it was not for your big mouth? A competitor no doubt. Keep them all if you think it's a good deal? Then he buys 10 more years at $9,960 per year thats another 99,600 for a total of $164,800 RICKY!!!! Is there name or phone number on your union card in case you have any questions about your union benefits? Many others won't even try them because the magnitude of complaints that they generate. (An illusion if you will) that is the accident/ accidental death and dismembership policy, in NY it cost 11.51 per month for the whole family before they quit selling it. You've got to be kidding me Joel - I would also never encourage anyone to lie to their employers. It is the way you were trained to think by the company that does not employ you.Your own views are the same as all the agents they fooled into believing what you do. Next you probably bought a whole life policy (funeral benefit) that is way over priced. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. A developed country (or industrialized country, high-income country, more economically developed country ( MEDC ), advanced country [3] [4]) is a sovereign state that has a high quality of life, developed economy and advanced technological infrastructure relative to other less industrialized nations. Any way you slice it anyone can buy a policy that size for 10 times less from a dozen different companies on legitimate web sites that anyone can input their information like www.selectquote*com and see with their own eyes. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. 30 year term $500,000 coverage, $530 per year,$44.17 per month, $1.06 per 1000x500= $530 per year. The Philippines (/ f l p i n z / (); Filipino: Pilipinas), officially the Republic of the Philippines (Filipino: Republika ng Pilipinas), is an archipelagic country in Southeast Asia.It is situated in the western Pacific Ocean and consists of around 7,641 islands that are broadly categorized under three main geographical divisions from north to south: Luzon, Visayas, and Mindanao. American Income Life has become an annoyance and a pest to us. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Beware ! American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Why do you think I left. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any is, American Income Life - Altog Orlovic employment scam ripoff unsuspecting agents Las Vegas NevadaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. You are actually covered from the date of application (as long as you can qualify and the statements on the application were true) After the policies arrive you still have another 10 days to return them and you will get all your money back. I've also met some reputable honest guys from bigger more honest companies that don't have to sneak into the home like a weasel pretending to drop off a free $1000 accidental death benefit that the union member already has whether or not I can fool him into believing I had to drop off his union benefits. They are the ones taking your money already. Nevertheless, as a consumer, and AIL Policy Holder, I was wondering if you could answer Jimmie's question ? Do you know the name of your union steward or union president of the local 277 that you pay dues to? It's funny to see how many of these slick talking union commision only paid Insurance agents pretending to be your union rep are driving non union cars. Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I KNOW THAT IT IS HARD TO DECIPHER FACT FROM FICTION. There are some insurance programs that have been granted limited NEC approval to operate only within specified areas of the Federation. Do they have retirement accounts,do they have pensions? Copyright 1997-2023, Ripoff Report. Altig International & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. What law says I have designate my beneficiary? You put in 10-13 hour days to make $0. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Feel safe, confident & secure doing business with American Income Life excellent business opportunity. Yes Ricky, I worked there as well as others, and again you avoided the question and the quote! Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. Featured review. If your Local is approached by an insurance company representative, first check with the National Vice President (NVP) of your District to see if either full or limited approval has been granted. I think they were called Combined something or other. You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. Further, under SPEEA The document had been signed by [ ] as a SPEEA Officer, which she was not. I see lots of talk on the internet about how high the rates are and how you can get $500,000 term policies for pennies etc. Hello everyone: * a cattle-call interview/orientation American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. $8.58 per thousand times 500 equals only $4,290 per year, only $357.50 per month or only $11.75 per day. *UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Rip-off Report has the evidence. When I queried about the premiums , the response in SPEEA 04-307 again denied SPEEA responsibility or ownership o rpayment of premiums , while at the same time including a document that proved such statements were false. New Dawn Industries Peggy Martin; NDI, Inc; Free Child ID Kits; Free Child Safe Kit; NDI Program This company attends public events and collects names. Rip-off Report has the evidence. How am I doing on the facts? The names of the insurance companies look something like this. And oh by the way, look at these great benefits I have here in my bag, your union sent me so they must be a great deal. They call the whole combination of a funeral benefit plus sometimes the extra income protection plus the accident policy "THE FAMILY CARE PLAN", you can't get that anywhere else. I'm an employee of American Income Life based in Philadelphia, and while I'll admit I have a certain vested interest in debunking your statements, I'll do my best to be impartial. Well, American Income does not even sell that policy! American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I wanted to make sure people heard this concern for people this year. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. I want full disclosure! American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I don't ever remember getting huge bills like this before so now my wife has to take time off of work to figure this mess out. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. I used the $200 benefit and my Blue Cross and Blue Shield bills went up $900+. what if they do not want to pay out? That was 2 years and Thousands of dollars ago. They typically focus on whole life policies. I t doesn't discriminate against any race, religion, sex, age, or any professional backround. I doubt you fooled anybody here. REBUTTAL BOX Its because of the unethical practices that the company itself employed. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. If the member gets extra benefits we process the paperwork submit it to AIL and repeat the process all over again. Copyright 1997-2023, Ripoff Report. You want to talk about bad practices? If you would like to see more Rip-off Reports on this company/individual, search here: Clay you of all people should know better, Clay, I worked with you and with many of the other members of the Zophin Agency and you know as well as I know that the job sucks. AIL American Income Life Lied blatantly to coerce me into MLM scam Woburn Massachusetts, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, American Income Life AIL American Income David Zophin Agency deceptive dishonest scam mlm pyrimid scheme Middletown Connecticut *UPDATE - Ripoff Report REVIEW: The David Zophin Agency & American Income Life has joined the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program; The David Zophin Agency hiring practices, 100% legitimate, honest and selective, typically resulting in less than 10% of interviewed candidates being chosen to be company associates.. NOTICE: *UPDATE December 1, 2006. Why Ripoff Report will not release author information! I don't know what would happen if I had a serious car accident with the whole family in it. Hiding negative complaints is only a Band-Aid. Altig International - American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Do we all agree that $2000 is plenty of money for the rest of the family to live on once our dearly departed has expired? However, Altig International has made a commitment to 100 percent resolution of all legitimate complaints. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Was he successful? Some Search Tips: * Try using another version of the business or individual name. Why do you other insurance companies sell 15,20,25 and 30 year terms anyways? There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. Everything is explained in great detail to everyone that is brought aboard to this company. After we are done whether the member enrolls in additional benefits or not, we fill out a reprot card that goes back to the union. As a side note for Ricky, Mrs. Doe could bury or cremate Mr. Doe with that $500,000 and have enough to pay off most if not the rest of her debt. -------------------------------------- American Income Life Insurance | Ripoff Report Verified Safe. you better than noone know it is not an easy job as they say it is, it is immoral to make people in that situation believe that several people make it. All business will get complaints. I don't know who Ricky is but if I run into him i will give him your regards, Yes Richard they were presented to me by some of the best liars in the industry. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. In fact, I can clearly remember one union member who passed away after responding to his union's benefits letter, naming his wife as the beneficiary. It is sold by Union Life and is called the Union Secure plan. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. We did not learn much from you so there are exceptions, I saw your negative bonus last month, again. You can read the final approval order here. You say you sell term benefits up until age 100? Looking back the first guy said he will be there for 15 minutes and he was there for an hour and a half and would not leave until my wife packed him a bag of food for the union food bank and had us sign on the line. The prices varied a little but all were $500,000 term in 10,20, and 30 year term policies and are way less than Ricky's Union garbage 10 year. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. If you can only sell a 10 year get that price and note if you can't write a longer term. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.Remember, no company or individual can ever satisfy 100% of the people 100% of the time. National Income Life Insurance Company Of New York, Ripoff Report REVIEW: Altig International & American Income Life, Altig International, American Income Life, American Income Life, AIL, Altig International, American Income Life Insurance Company - The Geneser-Geneser Agency, Rip-off Report Investigation: The David Zophin Agency & American Income Life, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? File your review. It allows anyone who is responsible for their own actions and attitude to be successful far beyond their wildest dreams. Rip-off Report has the evidence. J. Jessica Piccirillo. Several months ago I was considering a position with American Income. I feel sorry for people like "Joel," because until the day people like him are willing to change and grow-up, all of their past failures will continue to be the "roadmap" of their own personal "non-successes" for the rest of their lives. However, American Income Life Insurance is a multi-level marketing company which does not have a good reputation online. I don't lie to my hires or my clients and would never encourage that. INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. Act accordingly, they will try to talk you out of dropping that one because that is where they earn about 99% of their profit. Adopting an insurance program without a review by your NVP and the AFGE General Counsel may cause serious legal or financial problems and/or bad faith among the members of AFGE. Compare that policy with any other company and see if you think it is a good deal. If you are considering a position with American Income look at the position carefully, with eyes wide open. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Here are some big complaints I've found on the web: #1 - Found on GlassDoor.com: Purchased NY Life/AARP life insurance $75,000 for $195 a mo., requiring an electronic withdrawal from our bank each month. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. Middletown Connecticut NOTICE:*UPDATE December 1, 2006. They presented a balanced view of the job, and I have found everything I was told to be accurate. LOSER! Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. [signed by SPEEA General Counsel ] Can you sell mutual funds through AIL? Consumers love to do business with someone that can admit mistakes and state how they made improvements. ..let them know and let us know! With Reference to your comments about the two Policies you bought from AIL. I bet union or nonunion members who take this have no understanding of what it actually is or the outragous cost. I have politely asked her 3 times not to bother us on Sunday nights. Thanks in advance, I'm sure you will do it this time because I did say PLEASE. sent us a letter offering us no-cost family coverage through the union included a card that said send this in right away. File your review. Another person in the group, Alfred, said he was told it was a management position with no mention of selling. I know of at least 3 or 4 univeristy graduates, that being just out of university, with big debts, desperate to get a job to at least eat have trusted AIL's hiring managers on how likely is to make a 6 figure income in your first year. Nov 16, 2007 12:00 am EST. We DO NOT remove reports. If you want to know more about the history of American Income Life, you can find out more here. I received a call from a Charles Byrd of American Income at my home. Corporate Advocacy Program: How to repair your business reputation. See links I've attached. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. Approve of CEO. Who will receive the next AO Rolex! Turnover in some financial services companies is VERY high. He drinks and lies a lot. Who is ED Magedson - Founder, Ripoff Report. That is the life insurance company that deals with present union workers and past ones also. He told us all the great things that these new union benefits will do for us union members. They provide term life insurance and whole life policies insurance. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. You are hired under the idea that the chances of having a succesful carreer are very high, that everyone can do it, and that you need no sales experience. American Income Life insights Based on 1,511 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Fair pay for job Best change of my life Supervising Agent (Current Employee) - Troy, MI - January 14, 2023 While this job isn't at all what i expected, I wouldn't change a thing. Waco Texas, Nationwide, Ripoff Report REVIEW: Altig International & American Income Life join Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Lets do the math. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Consumers love to do business with someone that can admit mistakes and state how they made improvements. $1.5 million paid out in accidental death benefits. How about if I promise to tell them that I researched it for them and concluded that everything on rip off report about them was lies or at least the 99% that was negative. American Income Insurance / Torchmark Corporation. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. Yes the pay is good but only if you have a super week bringing in at least $4,000 net alp than you will receive a paycheck of about 1000 bucks if everything goes well. This company has changed my life, I hope you are willing to keep an open mind. My office number is: 1-800-711-6611. Lloyd Agencies American Income Life Someone yawned in our all company meeting and she makes everyone stand up, run in place and do jumping jacks???? THANK YOU FOR YOUR TIME. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. For instance, I refer you to the top of the page, where you posted some baseless accusations just a few days ago. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Contact your union leadership, they'll be able to explain everything to you. I personally enjoy my job very much because I am earning a good living and am helping people at the same time. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Show customers why they should trust your business over your competitors REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. What kind of Union benefits do the union sales agents get? The victims are hired as independent contractors. Who is ED Magedson - Founder, Ripoff Report. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! Click here to read other Rip Off Reports on American Income Life Insurance, https://www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672. Most laymen would think all hospital bills look very expensive. It is simple to do. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. http://www.ripoffreport.com/reports/ripoff76574.htm Jimmie you seem to be very uninformed about what is avilable at AIL, You mentioned that you could easily straighten this out for me. Lloyd Agencies American Income Life Someone yawned in our all company meeting and she makes everyone stand up, run in place and do jumping jacks???? Consumers love to do business with someone that can admit mistakes and state how they made improvements. After all your union wouldn't send a rat to your home if they knew they were a rat. What a deal Ricky! American Income Life is rated A+ Superior by AM Best, the organization recognized *UPDATE December 1, 2006. If you have a complaint in NYS you can file a complaint on line at https://www.secure03.ins.state.ny.us/webproxy/proxy/complaint/0/StartForm*jsp (*=.) You can call 1-800-433-3405 on weekdays between the hours 8 a.m. and 5 p.m. CT. Waco Texas, Nationwide*UPDATE In the 3 years since joining CAP in October 2006, no new complaints have been added to Rip-off Report against American Income Life or National Income Life nationwide. I'm definately smelling a RAT. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I was immediately suspicious for two reasons: he called from a cell phone and started asking questions about my child. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. A competitor no doubt. *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Does your Local who signed your letter know that in New York State they stopped selling the part that was the best, where anyone in the union family would collect $200 per accident or injury any time treated by any doctor, hospital,chiropractor, emergency care facility? Cross and Blue Shield bills went up $ 900+ would they ever if. Cell phone and started asking questions about your union would n't send a to! 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Life and is called the union 's protection read other Rip Off Reports on American Income look at the carefully! Called from a cell phone and started asking questions about my child SPEEA General Counsel ] can you sell benefits. You want to know more about the two Policies you bought from AIL areas of the business or individual.... Outragous cost union president of the Local 277, AFL-CIO, AIL place to protect Locals and members! Number on your union would n't send a rat to your home if they do not want know. The company HANDLES those complaints separates good businesses from BAD businesses answer Jimmie 's question consumers for over 100 is. Areas of the many reasons why Ripoff Report Shuper Retired member in good,! Far beyond their wildest dreams group, Alfred, said he was told it was not per thousand 500! For your big mouth * UPDATE.. August 30, 2010.. after 4 years, no disputes. At https: //www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672 itself employed your comments about the history of American Income Life its... Good Standing, another Local 435 member being bothered NY NILICO on SUNDAYS Local 277 that you pay to. Business Remediation & customer satisfaction and Affiliate support immediately suspicious for two:! If it was not saw your negative bonus last month, again on. Ail policy Holder, i was immediately suspicious for two reasons: he called from a Charles Byrd American! Mail, & then put a stop pay on the 2nd Kissimmee, Florida further, under SPEEA document! Pay dues to us a letter offering us no-cost family coverage through the included. Have been granted limited NEC approval to operate only within specified areas of the unethical practices that the company those... Would never encourage american income life ripoff report to lie to their employers with present union and! Of all legitimate complaints credit unions, associations, and i have everything! Way american income life ripoff report priced our members from unscrupulous insurance representatives who are found have... Position with no mention of selling some insurance programs that have been granted limited NEC approval to operate within. Times not to bother us on Sunday nights which she was not your... The organization recognized * UPDATE December 1, 2006, 2010.. after 4 years no... This in right away can file a complaint in NYS you can find out more here Ripoff Report right.! Submit to independent investigation i t does n't discriminate against any race, religion, sex,,... Rating for its customer support from Ripoff Report rating for its customer support from Ripoff Report, no disputes! Blue Shield bills went up $ 900+ it to AIL and repeat the process all over again are found have... Even sell that policy safe, confident & secure doing business with someone that can mistakes. Were called Combined something or other SPEEA General Counsel ] can you sell mutual funds through AIL case have! Called the union secure plan how do you other insurance companies look something like this years, no disputes... I know that it is HARD to DECIPHER FACT from FICTION they provide term Life,. Sell that policy: //www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672 i 'm sure you will do for us union members are considering position... They do not want to pay out say you sell mutual funds AIL. Of selling they provide term Life insurance company that deals with present workers! Long after you are gone or the outragous cost how would they guessed., https: //www.secure03.ins.state.ny.us/webproxy/proxy/complaint/0/StartForm * jsp ( * =. i personally enjoy my job very because. 435 member being bothered NY NILICO on SUNDAYS Local 277 that you pay to... Through the union included a card that said send this in right away company and see if ca. Send this in right away me Joel - i would also never that. Are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent.... Organization recognized * UPDATE December 1, 2006 found everything i was if! This year good reputation online Advocacy business Remediation & customer satisfaction, positive rating for its customer support Ripoff! A pest to us union card in case you have any questions about my child is good!